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Business Funding

Merchant Cash Advance

Merchant Cash Advance from Angel Funding Group — flexible financing designed around your business goals. Talk to an advisor to see what fits.

Apply Now → Call +1 (888) 388-7118

At a Glance

Funding Amount $5,000 - $500,000
Term Until advance is repaid (usually 4-12 mos)
Overview

The Angel Funding Advantage

An MCA is not a traditional loan; it is the sale of a portion of your future revenue at a discount.

  • No fixed monthly payments
  • Credit score isn't a barrier
  • No collateral required
Merchant Cash Advance
The Process

How It Works

A streamlined, transparent process designed to get capital into your hands.

1

Link Bank Account

Our advisors handle this step for you and keep you informed at every stage.

2

Analysis

Our algorithms analyze your monthly deposits, average daily balance, and revenue consistency.

3

Select Offer

Our advisors handle this step for you and keep you informed at every stage.

4

Funding

Our advisors handle this step for you and keep you informed at every stage.

Who Qualifies?

  • All credit scores considered (approval is heavily weighted toward revenue)
  • Most industries accepted (retail, restaurants, trucking, e-commerce, construction)

Why Choose This Option

  • No collateral required: completely unsecured financing based on future sales.
  • Dynamic repayment: if structured as a true MCA (split withholding), your payment drops if your sales drop.
Common Scenarios

How businesses use Merchant Cash Advance

Emergency Equipment Repair

A restaurant's walk-in freezer dies on a Thursday and needs $15k to replace it before the weekend rush.

Bridging Receivables

A contractor needs to buy materials for a new job before the previous client has paid their final invoice.

FAQ

Frequently Asked Questions

Get the facts on Merchant Cash Advance.

How is it repaid?
Repayment is typically handled automatically.
Is it a loan?
No, an MCA is technically a purchase of your future receivables at a discount.
Will this affect my personal credit?
No. MCAs do not report to personal credit bureaus, and applying only requires a soft credit pull. Your personal credit score is largely irrelevant to the approval.
Can I get an MCA if I already have one?
Yes. Many businesses take out a second position (or "consolidation") advance. We can either provide additional capital alongside your current advance or buy out the existing advance to lower your overall daily payments.

Stop waiting. Start growing.

Start your application and find out exactly how much capital you qualify for. It won't affect your credit score.

Get Pre-Qualified Now → Schedule A Call