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Employee Stock Ownership Plan (ESOP)

Senior debt to facilitate smooth ESOP transitions.

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Overview

Financing for Employee Stock Ownership Plan (ESOP)

Transitioning ownership to your employees through an ESOP requires complex capital structuring. We provide the senior debt and mezzanine financing necessary to cash out exiting founders while keeping the company healthy.

Our team works alongside your ESOP advisors to structure leveraged buyouts that align with the company's long-term cash flow projections.

Employee Stock Ownership Plan (ESOP)
Tailored Solutions

Common Financing Needs

ESOP Leveraged Buyout

Provide the senior debt to buy shares from the exiting owner.

Working Capital Replenishment

Ensure the company has liquidity post-transaction.

Mezzanine Financing

Subordinated debt to complete the capital stack.

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Products for Employee Stock Ownership Plan (ESOP)

Term LoansBusiness Funding

Term Loans

Lump-sum capital for general business needs.

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Business Lines of CreditBusiness Funding

Business Lines of Credit

Flexible capital you can draw from on demand.

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Mergers and Acquisitions FinancingSpecialty

Mergers and Acquisitions Financing

Capital to buy out a competitor or acquire a business.

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FAQ

Frequently Asked Questions

Get the facts on Employee Stock Ownership Plan (ESOP).

How is the debt serviced post-close?
The debt is serviced through the company's ongoing cash flow, which we rigorously underwrite.
Do you work directly with ESOP trustees and valuation advisors?
We collaborate seamlessly with your entire ESOP advisory team.
Can an SBA loan be used for an ESOP?
Yes, recent SBA rule changes have made 7(a) loans highly viable for ESOP transactions.

Stop waiting. Start growing.

Start your application and find out exactly how much capital you qualify for. It won't affect your credit score.

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