Business Funding

Business Lines of Credit

A business line of credit gives you access to a set amount of capital to draw from as needed.

At a Glance

Funding Amount $10,000 - $500,000

Term Revolving (6 - 24 month resets)

Overview

The Angel Funding Advantage

A Business Line of Credit (LOC) acts as a financial safety net and a flexible growth tool. You can draw from this limit at any time, for any amount up to the cap.

As you repay the principal, those funds become available to draw again. It is the ultimate tool for managing cash flow fluctuations, unexpected expenses, and sudden opportunities without having to re-apply for a loan every time.

Revolving credit access
Build business credit

The Process

How It Works

A streamlined, transparent process designed to get capital into your hands.

Establish the Facility

Apply with your business financials to establish a maximum credit limit.

Draw Funds

Access your portal and request a draw.

Pay for What You Use

Our advisors handle this step for you and keep you informed at every stage.

Repay and Reuse

Make weekly or monthly payments. As the balance decreases, your available credit increases.

Who Qualifies?

Consistent monthly revenue (usually $20k+)

Why Choose This Option

Much cheaper than term loans if you only need capital for short bursts.
Revolving nature means you do not have to reapply every time you need cash.
Acts as a cash flow buffer, providing peace of mind.
Helps build business credit history through consistent repayment.

FAQ

Frequently Asked Questions

Get the facts on Business Lines of Credit.

Is this the same as a business credit card?

Similar in concept, but a line of credit provides actual cash to your checking account, allowing you to pay vendors who do not accept credit cards, or use the funds for payroll.

Is there a fee to keep the line open?

Some lenders charge a small monthly or annual maintenance fee, while others only charge draw fees. Your advisor will break down the exact fee structure of your offers.

Can the lender reduce my limit?

Yes, lines of credit are subject to periodic review. If your business revenues drop significantly, the lender may adjust the limit to match your current capacity.

Stop waiting. Start growing.

Start your application and find out exactly how much capital you qualify for. It won't affect your credit score.

Get Pre-Qualified Now → Schedule A Call

Business Funding

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Specialty

Business Services