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Commercial Real Estate

Multifamily Bridge

Acquisition and renovation financing for 5+ unit apartment buildings. Execute your value-add strategy, increase rents, and stabilize the property before refinancing.

At a Glance

Funding Amount $1,000,000 - $75,000,000
Term Up to 5 Years (incl. extensions)
Overview

The Angel Funding Advantage

Multifamily real estate is one of the most reliable wealth-building vehicles in existence, but acquiring underperforming assets requires specialized capital. Our Multifamily Bridge loans are specifically engineered for the "Value-Add" business model.

When you acquire a C-class apartment building with below-market rents, deferred maintenance, and high vacancy, Fannie Mae and Freddie Mac won't touch it. We provide the aggressive, short-term debt needed to buy the building, fund the CapEx (renovations), force the appreciation, and stabilize the rent roll so you can exit into highly favorable agency debt.

  • Non-recourse options available
  • Future funding for Capex
Multifamily Bridge
The Process

How It Works

A streamlined, transparent process designed to get capital into your hands.

1

The Value-Add Plan

Submit the current rent roll, T12, and your detailed CapEx budget and pro-forma rent projections.

2

Acquisition

Our advisors handle this step for you and keep you informed at every stage.

3

Execution

Our advisors handle this step for you and keep you informed at every stage.

4

Stabilization & Exit

Our advisors handle this step for you and keep you informed at every stage.

Who Qualifies?

  • Multifamily syndicators, private equity firms, and experienced operators
  • Properties with 5 or more units (no maximum) — plus fractured condos, manufactured housing, student housing, co-living, and hotel-to-multifamily conversions
  • Acquisitions, refinances, and recapitalizations with a clear path to stabilization
  • No minimum DSCR or debt yield required — underwriting is based on the business plan
  • Sponsors with adequate liquidity and net worth roughly equal to the loan amount

Why Choose This Option

  • No minimum DSCR or debt yield — properties that don't cash flow today still qualify.
  • Non-recourse with standard carve-outs available for experienced sponsors.
Common Scenarios

How businesses use Multifamily Bridge

Adaptive Conversion

Converting an extended-stay motel into a Class-B multifamily apartment building.

FAQ

Frequently Asked Questions

Get the facts on Multifamily Bridge.

Is this for properties with low occupancy?
Yes, bridge loans are designed precisely for properties that don't yet qualify for conventional long-term debt due to high vacancy, low DSCR, or deferred maintenance. There is no minimum DSCR or debt yield requirement.
Are these loans non-recourse?
Yes — loans are structured non-recourse with standard bad-boy carve-outs. Additional guarantees may be required depending on the sponsor and business plan.
Do you offer future funding for CapEx?
Yes. Future advances for CapEx and reserves are approved upfront per your business plan and disbursed via draws as you complete the upgrades. Earnouts are also available when you hit performance milestones.
What is the minimum unit count?
Multifamily is strictly defined as 5 units or more. If the property is 1-4 units, it falls under our SFR Bridge or Fix and Flip programs. We also finance fractured condos, manufactured housing, student housing, co-living, and hotel-to-multifamily conversions.

Stop waiting. Start growing.

Start your application and find out exactly how much capital you qualify for. It won't affect your credit score.

Get Pre-Qualified Now → Schedule A Call