Investor Loans

Fix and Flip Loans

Designed specifically for real estate investors who buy distressed properties, renovate them, and sell for a profit.

At a Glance

Funding Amount $50,000 - $3,000,000

Term 12 Months (18-month option available)

Overview

The Angel Funding Advantage

Fix and Flip loans provide the funding to purchase, renovate, and sell or rent 1-4 unit non-owner-occupied residential investment properties.

Unlike conventional mortgages, these are asset-based loans.

No experience required

The Process

How It Works

A streamlined, transparent process designed to get capital into your hands.

Property Analysis

Submit the property address, purchase price, rehab budget, and estimated After-Repair Value (ARV).

Valuation

Our advisors handle this step for you and keep you informed at every stage.

Closing

Our advisors handle this step for you and keep you informed at every stage.

Rehab & Sell

You renovate the home, taking draws as work is completed. Sell the property, pay off the loan, and keep the profit.

Who Qualifies?

Eligible properties: attached & detached single-family homes, 2-4 unit properties, townhomes, and warrantable condos
Non-owner occupied investment properties only

Why Choose This Option

No DTI (Debt-to-Income) checks. W2 income is not verified.

Common Scenarios

How businesses use Fix and Flip Loans

The Heavy Rehab

Purchasing a fire-damaged or fully gutted home that requires structural work, roof replacement, and MEP updates.

BRRRR Strategy

Using the fix & flip loan to buy and rehab, then refinancing into a DSCR rental loan instead of selling.

FAQ

Frequently Asked Questions

Get the facts on Fix and Flip Loans.

Do you work with first-time investors?

Yes! No prior experience is required.

Can I live in the house while I flip it?

No. These are commercial purpose loans strictly for investment properties. You cannot occupy the property at any time.

What property types are eligible?

Attached and detached single-family homes, 2-4 unit properties, townhomes, and warrantable condos — all non-owner-occupied.

How do I get the rehab money?

Rehab funds are held in escrow. You pay your contractors to start the work, and when a phase is complete, you request a draw.

Stop waiting. Start growing.

Start your application and find out exactly how much capital you qualify for. It won't affect your credit score.

Get Pre-Qualified Now → Schedule A Call

Business Funding

Commercial Real Estate