Business Funding

SBA 7(a) Loans

Use it for acquisitions, real estate, expansion, refinancing, and more.

At a Glance

Funding Amount Up to $5,000,000

Term Up to 25 Years

Overview

The Angel Funding Advantage

The SBA 7(a) is the Small Business Administration's flagship loan program and the most flexible financing available to small businesses.

Up to $5,000,000

The Process

How It Works

A streamlined, transparent process designed to get capital into your hands.

Pre-Qualify Online

Submit our short application. Our advisors review your goals and financials to confirm SBA eligibility without a hard credit pull.

Document Collection

We gather standard SBA documentation (tax returns, P&L, business debt schedule) and package your file for underwriting.

PLP Underwriting

Your file goes directly to an SBA Preferred Lender, significantly reducing the approval timeline compared to standard banks.

Closing & Funding

Once approved, closing documents are signed and funds are disbursed to execute your growth strategy.

Who Qualifies?

For-profit businesses operating in the US
Hundreds of eligible industries — car washes, assisted living, restaurants, gas stations & C-stores, childcare, hotels, self-storage, commercial solar, and more
Minimum credit score of 680 (though exceptions exist)
No defaults on previous government debt (student loans, federal taxes)

Why Choose This Option

One program covers nearly every business purpose, from acquisition to inventory.

Common Scenarios

How businesses use SBA 7(a) Loans

Expansion & Working Capital

Opening a new location, hiring staff, buying equipment or inventory, or funding start-up costs.

FAQ

Frequently Asked Questions

Get the facts on SBA 7(a) Loans.

What can I use a 7(a) loan for?

Almost any legitimate business purpose: expansion, business acquisition, start-up costs, commercial real estate, ground-up construction, tenant improvements, debt refinancing, equipment, working capital, and inventory.

How much can I borrow?

The SBA 7(a) program allows loans up to $5,000,000. For larger fixed-asset projects, the SBA 504 program can fund projects over $5 million.

Do I need perfect credit?

While good credit is typically required (680+), we work with SBA preferred lenders who look at the holistic health of the business rather than just a credit score.

Stop waiting. Start growing.

Start your application and find out exactly how much capital you qualify for. It won't affect your credit score.

Get Pre-Qualified Now → Schedule A Call